Dr. Michael S. Kruger
- Gender: Male
- Experience: 18 years
- Graduated from: University Of North Dakota School Of Medicine
- Graduation year: 2003
- Sole propriator: Yes
- NPI: 1801811971
Dr. Michael S. Kruger M.D.
Family Physician
He is located at 1720 University Drive South in Fargo, ND 58103. Can help patients with the following: Back Pain, Baker's Cyst, Joint Fluid Extraction, Nausea and Vomiting, Prescription Refill, Spondylosis. His National Provider Identifier (NPI) number is 1801811971. Appointment can be made via the phone number (701) 234-2000. He is affiliated with 4 practices and 5 hospitals.
Conditions treated
Dr. Michael Steven Kruger, being an family physician, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Michael S. Kruger.
- ACL Tear
- Abdominal Pain
- Achilles Tendon Rupture
- Aging In Place
- Anxiety
- Arthritis
- Asthma
- Autism
- Avascular Necrosis
- Back Pain
- Baker's Cyst
- Birth Control Counseling
- Bone Spurs
- Breastfeeding and Lactation
- Broken Bone
- Bunions
- Bursitis
- Carpal Tunnel Syndrome
- Cauda Equina Syndrome
- Cervical Radiculopathy
- Chronic Obstructive Pulmonary Disease (COPD)
- Common Cold
- Compartment Syndrome
- Cubital Tunnel Syndrome
- Degenerative Disc Disease (DDD)
- Diabetes
- Dislocated Ankle
- Dislocated Shoulder
- Elbow Pain
- Fever
- General Care
- Hammer Toe
- Headache
- Heart Disease
- Herniated Disc
- High Blood Pressure
- Hip Replacement
- Hyperlipidemia
- Hypothyroidism
- Iliotibial Band Syndrome (ITBS)
- Impingement Syndrome
- Infant Care
- Influenza
- Ingrown Toenail
- Joint Fluid Extraction
- Knee Pain
- Knee Replacement
- Kyphoplasty
- Kyphosis
- Low Back Pain
- Lumbar Spinal Stenosis
- Meniscus Tear
- Metatarsal Surgery
- Migraine
- Mold Exposure
- Morton's Neuroma
- Nausea and Vomiting
- Obesity
- Osgood-Schlatter Disease
- Osteoarthritis (OA)
- Osteomyelitis
- Osteoporosis
- Patellofemoral Pain Syndrome (PFS)
- Plantar Fasciitis
- Pregnancy
- Prenatal Care
- Prescription Refill
- Repetitive Motion Disorders (RMDs)
- Rheumatoid Arthritis (RA)
- Rotator Cuff Tear
- Sciatica
- Scoliosis
- Separated Shoulder
- Spinal Stenosis
- Spondylolisthesis
- Spondylolysis
- Spondylosis
- Sprained Ankle
- Sprained Wrist
- Stress Fracture
- Tennis Elbow
- Thyroid Disease
- Trigger Finger
- Whiplash
- Women's Health
- Wrist Surgery
Procedures Performed by Dr. Michael S. Kruger
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Michael S. Kruger as in-network for the following 2026 plans.
Health plans
Blue Cross Blue Shield of North Dakota
Network data as of Sep 11, 2026, as reported by the insurer.
Show all 14 plans from Blue Cross Blue Shield of North Dakota
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) | PPO · Expanded Bronze | In Network | Accepting new patients |
| BlueCare Gold $10 PCP Copay ($5 Value Based Drug List) | PPO · Gold | In Network | Accepting new patients |
| BlueCare Silver $20 PCP Copay ($5 Value Based Drug List) | PPO · Silver | In Network | Accepting new patients |
| BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List) | PPO · Expanded Bronze | In Network | Accepting new patients |
| BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List) | PPO · Gold | In Network | Accepting new patients |
| BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List) | PPO · Silver | In Network | Accepting new patients |
| BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible | PPO · Catastrophic | In Network | Accepting new patients |
| BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan) | PPO · Expanded Bronze | In Network | Accepting new patients |
| BlueValue Gold $30 PCP Copay (Standardized plan) | PPO · Gold | In Network | Accepting new patients |
| BlueValue Silver $40 PCP Copay (Standardized plan) | PPO · Silver | In Network | Accepting new patients |
| DakotaBlue Altru Gold ($5 Value Based Drug List) | PPO · Gold | In Network | Accepting new patients |
| DakotaBlue Altru Silver ($5 Value Based Drug List) | PPO · Silver | In Network | Accepting new patients |
| DakotaBlue Trinity Gold ($5 Value Based Drug List) | PPO · Gold | In Network | Accepting new patients |
| DakotaBlue Trinity Silver ($5 Value Based Drug List) | PPO · Silver | In Network | Accepting new patients |
Medica
Network data as of Jul 13, 2026, as reported by the insurer.
Show all 9 plans from Medica
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Medica Individual Choice Bronze $0 Copay PCP Visits | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| Medica Individual Choice Bronze Share | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| Medica Individual Choice Expanded Bronze Standard | HMO · Expanded Bronze | Preferred | Not accepting new patients |
| Medica Individual Choice Gold $0 Copay PCP Visits | HMO · Gold | Preferred | Not accepting new patients |
| Medica Individual Choice Gold Share | HMO · Gold | Preferred | Not accepting new patients |
| Medica Individual Choice Gold Standard | HMO · Gold | Preferred | Not accepting new patients |
| Medica Individual Choice Silver $0 Copay PCP Visits | HMO · Silver | Preferred | Not accepting new patients |
| Medica Individual Choice Silver Share | HMO · Silver | Preferred | Not accepting new patients |
| Medica Individual Choice Silver Standard | HMO · Silver | Preferred | Not accepting new patients |
Sanford Health Plan
Network data as of Aug 9, 2018, as reported by the insurer.
Show all 16 plans from Sanford Health Plan
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Sanford Individual Simplicity $1,750 | PPO · Gold | Simplicity | Accepting new patients |
| Sanford Individual Simplicity $3,500 | PPO · Silver | Simplicity | Accepting new patients |
| Sanford Individual Simplicity $4,750 | PPO · Silver | Simplicity | Accepting new patients |
| Sanford Individual Simplicity $6,500 | PPO · Expanded Bronze | Simplicity | Accepting new patients |
| Sanford Individual Simplicity $7,200 HSA Qualified | PPO · Expanded Bronze | Simplicity | Accepting new patients |
| Sanford Individual Simplicity Standardized $2,000 | PPO · Gold | Simplicity | Accepting new patients |
| Sanford Individual Simplicity Standardized $6,000 | PPO · Silver | Simplicity | Accepting new patients |
| Sanford Individual Simplicity Standardized $7,500 | PPO · Expanded Bronze | Simplicity | Accepting new patients |
| Sanford Individual TRUE $1,750 | HMO · Gold | Shptrue | Accepting new patients |
| Sanford Individual TRUE $3,500 | HMO · Silver | Shptrue | Accepting new patients |
| Sanford Individual TRUE $4,750 | HMO · Silver | Shptrue | Accepting new patients |
| Sanford Individual TRUE $6,500 | HMO · Expanded Bronze | Shptrue | Accepting new patients |
| Sanford Individual TRUE $7,200 HSA Qualified | HMO · Expanded Bronze | Shptrue | Accepting new patients |
| Sanford Individual TRUE Standardized $2,000 | HMO · Gold | Shptrue | Accepting new patients |
| Sanford Individual TRUE Standardized $6,000 | HMO · Silver | Shptrue | Accepting new patients |
| Sanford Individual TRUE Standardized $7,500 | HMO · Expanded Bronze | Shptrue | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Michael S. Kruger is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Michael S. Kruger is enrolled to bill Medicare as a Practitioner - Sports Medicine (also registered under: Practitioner - Family Practice) .
Bills through: Sanford Medical Center Fargo
Based on Medicare's public enrollment records as of Sep 29, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Ipsen Biopharmaceuticals | $17 |
| Amgen | $16 |
Other
| Food and Beverage | $35 |
Studies
UNIVERSITY OF NORTH DAKOTA SCHOOL OF MEDICINE
Graduated in 2003Additional Specialities
- Orthopedic Surgeon
Affiliated practices
Affiliated hospitals
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Questions & Answers
Where can you meet with Dr. Michael Steven Kruger?
Dr. Michael Steven Kruger's office is located at 1720 University Drive South in Fargo, ND 58103.
Does Dr. Michael Steven Kruger have affiliation with practices?
Dr. Michael Steven Kruger is affiliated with Perham Health New York Mills Clinic. For the full list of practices see this list.
Has Dr. Michael Steven Kruger affiliation with hospitals?
Dr. Michael Steven Kruger is affiliated with SANFORD MEDICAL CENTER FARGO. For the full list of hospitals see this list.
What conditions does Dr. Michael Steven Kruger treat?
Dr. Michael Steven Kruger provides treatment for Back Pain, Baker's Cyst, Joint Fluid Extraction, Nausea and Vomiting, Prescription Refill, Spondylosis. For the full list see this list.
Does Dr. Michael Steven Kruger accept patients with Blue Cross Blue Shield of North Dakota?
Yes, Dr. Michael Steven Kruger is listed in-network for Blue Cross Blue Shield of North Dakota through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.